is over! CAIXA unlocks up to R$3,000 via the app; Find out how to receive an application and not get approved

is over! CAIXA unlocks up to R,000 via the app; Find out how to receive an application and not get approved

Great opportunity. The Federal Savings Bank Currently released Up to 3,000.00 BRL Via the application through a digital SIM card. This method allows individuals and individual micro-entrepreneurs (MEIs) to retrieve the resources in their tool.

At first, it is important to note that a file The loan is available on the Caixa Tem app, ie without having to go to the bank. However, it is important to be aware of the requirements and rules for the release of amounts so that the application does not contain a refusal from the bank.

In this sense, before you go to order credit Caixa, it is important to be aware of the three main reasons that can lead to a denial of service. Check all the information!

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3 Cases That Make Caixa Tem Reject Your Loan Application

Here are three cases that lead to Caixa Tem rejects the loan application at Caixa Tem:

Failing to pass the automated credit analysis

For each application, Caixa analyzes the applicant’s data, especially its financial history. If any information is inconsistent, the loan is immediately rejected. As a result, the application gives up to 10 days to respond to the applicant.

Having debts of more than 3000 Brazilian riyals

Another factor that can prevent a citizen from contracting a loan square his It is that you have a debt of more than 3,000 BRL. There is a rule created by MP Order No. 660 which states that “individuals or owners of micro-entrepreneurs (MEI) who have credit operations in banks for a total amount of more than R$3,000 are not eligible to contract with credit“.

Does not fit with YES’s proposal as an entrepreneur

Finally, it is important to remember that credit cannot be used to pay personal bills or to purchase other products not intended for business. SIM is intended to assist MEIS and formalize individuals who have already done or wish to do so.

What are the terms of a Caixa loan?

For individuals:

Interest: from 1.95% per month;
Maximum hiring value: R$1,000;
Repayment term: between 12 to 24 months;
Recruitment: via the Caixa Tem app.

For MEIs:

Interest: from 1.99% per month;
Maximum employment value: 3 thousand Brazilian riyals;
Repayment term: between 12 to 24 months;
Have at least 12 months of activity with the CNPJ to request service;
Employment: In person at Caixa branch.

How can you rent a loan via the Caixa Tem app?

To obtain the loan, MEIs must go in person to the Caixa Econômica Federal branch and bring supporting documents, such as personal documents and a CNPJ.

On the other hand, individuals can obtain the loan through the Caixa Tem application, but for this it is necessary to update the system. See step by step below:

First, go to the mobile app store and download the latest version of Caixa Tem;
open the application;
to have photo identification documents, RG or CNH handy;
Login with your CPF number and password;
On the main screen, tap on the “Update your recording” option;
To confirm, click “Okay, let’s start”;
Verify that your address is correct and updated, and if everything is correct, then definitely click “Yes”;
If the data is incorrect, edit it with the updated information;
Then tell where you were born and then answer some questions that will appear on the screen;
Once done, click Next;
Check the information provided and click “Continue”;
Finally, follow the instructions to upload your document images.