The Central Bank issues an important alert for those using PIX on their mobile phones. Check out the recommendations to ensure the security of your transactions.
PIX has quickly become the preferred payment method for Brazilians since its launch in 2020. Thanks to its practicality and speed, it has proven itself as an indispensable tool in everyday life.are widely used for instant transfers and payments.
However, with increased usage, new security threats have also emerged that require increased attention from users.Given this, The Central Bank recently issued an important statement for everyone using PIX..
The alert focuses on three key points that are crucial to ensuring the security of your transactions. Below, we will detail the recommendations and precautions you should follow to avoid falling victim to fraud and protect your information.
Central Bank issues urgent statement on PIX; see recommendations
With cybercrimes on the rise, it is imperative that we are aware of vulnerabilities and take appropriate precautions.
The Central Bank, which cares about the safety of users, stressed the importance of maintaining the security of devices and following recommended practices when using PIX.
In this sense, if you use PIX on your cell phone, it is essential to pay attention to the Central Bank's guidelines. The latest announcement highlights three key aspects of keeping your transactions secure and avoiding being targeted by fraudsters..
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1. Update applications
Keeping your banking and payment apps up to date is always one of the most important measures to protect your transactions..
Updates released by developers often include security fixes that protect the device from vulnerabilities.
By ignoring these updates, you may leave your device vulnerable to attacks, allowing criminals to access sensitive information..
Therefore, make sure that all applications, especially those related to finance, always have the latest version installed.
2. Security negligence
Your device's security is another area that requires special attention.Many users choose to use only one authentication method, such as a simple password, for convenience.
StillThe Central Bank strongly recommends adopting two-factor authentication.This means that in addition to the password, you must set up an additional code that can be sent via SMS or email.
In practical terms, this extra layer of security greatly reduces the risk of intrusion, even if someone has access to your password..
3. Be careful with public networks
Connecting to public Wi-Fi networks, such as those in shopping malls and public squares, may expose your device to attacks..
Criminals can monitor these networks and capture personal and financial information without your knowledge..
Therefore, if you use PIX frequently, it is recommended that you conduct your transactions using secure mobile networks, such as 4G or 5G, rather than open Wi-Fi networks.
What to do if you fall for a PIX scam?
Even with all precautions taken, it is possible for someone to end up falling for a scam. If this happens, the central bank provides a resource called the Mechanism for Special Derivatives (MED).Allowing you to reverse the transaction in cases of fraud.
The first step is to contact your bank immediately and report what happened.providing all transaction details, such as time, destination account, and PIX key used.
Using this information, the bank can activate the MED and block the amount in the fraudster's bank.. Within the next seven business days, the relevant financial institutions will investigate the situation to determine whether there is fraud..
In case of confirmation, the amount can be refunded within 96 hours. Furthermore, it is important to file a police report and, if necessary, contact Procon or the judicial authority to ensure that your rights are respected.
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