Caixa releases a break or reduction in mortgage payments; See how to order

If you have a mortgage in Federal Savings Bank, may request a reduction in premiums or stop payments. This is because the foundation announced earlier this week that it is authorizing these measures. The aim of the new proposal is to support Brazilian families affected by the Covid-19 pandemic.

The initiative allows for debt repayments to be suspended for up to six months. The amount not paid, whether due to reduction or suspension, will be included in the balance owed and divided by current installments. In addition, this novelty is available to beneficiaries of emergency assistance and to workers who receive unemployment insurance.

Citizens who do not fit into these two groups can request discounts of 25% to 75% on installments, with 25% given for six months or up to 75% available for three months. This measure will be in effect until the end of the epidemic in the country.

To request a reduction or suspension of mortgage payments contracted in Caixa, the citizen must grant an acknowledgment of loss of financial resources. The application can be submitted through the bank’s service channels. Check out the contacts below:

Housing Caixa app (available for Android and iOS); or
Call Center: 0800 1040104.

The cashier confirms the free account from R$ 50 to R$ 2000

a Federal Savings Bank (CEF) In 2021, with some kind of account for those who have Income between 50 and 2000 Brazilian Real. The opening, according to the bank’s information, is very practical and without bureaucracy. The program is titled easy cash account.

For citizens to open their own FREE CAIXA Account in 2021Just interested Submit ID and CPF. Proof of address or income is not required.

Those who choose to create a Caixa Fácil account can deposit funds directly into their accounts using cash, it can be made at Caixa branches and also at bank correspondents and checks are made only at Caixa branches.

Caixa also confirmed that the . file easy calculation You cannot have a balance greater than R$3,000.00, at any time, or deposits that add up to that amount. According to the bank, the working hours of the Caixa Fácil account are limited to the period from 06:00 to 24:00.