ANS announces a 6.91% adjustment in individual and family health plans!

The National Complementary Health Agency (ANS) has issued new guidelines that directly affect the pockets of millions of Brazilians. In a recent decision, a maximum increase of 6.91% was stipulated for individual and family health plans. This percentage will apply to the period from May 2024 to April 2025.

This measure affects more than 8 million users of health plans in Brazil, representing 15.6% of all health contracts in force in the country. The determination of the new indicator will be officially recognized by publishing it in the Official Gazette of the Federation.

Why did this change in health plans occur?

The Health Plan Adjustment Index review process is an annual exercise that takes into account various economic and sectoral factors. According to Agence France-Presse, this adjustment rate was carefully evaluated in cooperation with the Ministry of Finance and was approved during a strategic meeting with the Board of Directors.

When will the amendment be applied to health plans?

Health plans with a contract anniversary between May and July will be able to apply the 6.91% adjustment from July onward. For those who conclude the contract in other months, the amendment may apply from the plan anniversary month until August 2024 at the latest.

What are the implications of this decision for consumers?

Financial impact: The increase could mean a greater financial burden on families already suffering from high health care expenses.

Find alternatives: This adjustment could lead consumers to search for health plans that are more accessible or better in terms of cost and benefit.

Future reviews: It is important to follow future deliberations from ANS and other regulatory bodies to understand how these changes will continue to impact users in the long term.

How to stay informed about changes in health plans

Keep up to date with notifications received from the Official Gazette of the Federation and consult regularly with communications received from The answer. Furthermore, you are advised to stay in constant contact with your service provider to understand how these changes may directly affect you.

Understanding the jigsaw of adjustments is essential to plan financially for your family's ongoing health care. Make sure you explore all of your options and are well-informed to make the best decisions.