Anyone with a signed card gets to profit from FGTS; step by step to loot!

As the end of August 2024 approaches, Brazilian workers with an active account in the FGTS can expect a significant financial boost. This financial movement comes as a result of the FGTS dividend distribution for 2023, a government initiative to boost the economic health of workers during the post-pandemic economic recovery.

This distribution not only represents appreciation for the efforts and dedication of workers in relation to formal employment, but also provides greater financial stability. With the expansion and strengthening of purchasing power, there is expected to be a boost in the overall economy.

How are FGTS profits distributed?

The Loan Guarantee Fund, a crucial tool for the financial security of Brazilian workers, is about to add an additional incentive to its beneficiaries. The FGTS Board of Trustees confirmed that the profits generated by the Fund, which exceed R$14 billion, will be distributed to the active accounts of eligible workers.

It is important to note that this amount will be deposited directly into accounts linked to the FGTS Fund, and not into individuals’ personal bank accounts. This strategy is designed to ensure that funds are available for specific eventualities, such as retirement and home ownership, as outlined in the Fund’s rules.

Who is entitled to the benefit?

In order for a worker to be entitled to this portion of the earnings, his name must be included in the payrolls due to FGTS by December 31, 2023, whether in active or inactive accounts. This measure is a way to ensure that those who contributed during the base year receive the appropriate bonus.

The amount each worker receives will be proportional to the amount he had in his account on the last day of the previous year, thus enhancing the fairness of the distribution process. It is a comprehensive policy that benefits the working class of the country on a large scale.

How to follow news about FGTS?

For those interested in following closely all the updates on the FGTS movement and other relevant news, it is recommended to regularly access the Caixa Econômica Federal communication portals or subscribe to the specialized information channels. Being well informed is essential to carry out effective financial planning and take advantage of all the opportunities offered by the Service Time Guarantee System.

The FGTS dividend initiative reflects a strong commitment to economic and social development in Brazil, seeking not only to improve the quality of life of workers, but also to strengthen the country's economy as a whole at a critical moment of recovery and growth.

What is the value of FGTS?

Who is depositing?

• The employer or service provider responsible for ensuring your labor rights.

Limited date:

• 20th of the month following the working month. Stay tuned! In case of a holiday or non-working day, the deposit must be made on the previous working day.

how much?

• 8% of the amount of salary paid or due, Even if it exceeds R$2,982.59This includes:
  • basic salary
  • over time
  • additional
  • Gratuities
  • Committees
  • Others paid regularly.

Exceptions:

• Some workers, such as domestic workers and young trainees, have specific rules for filing. Consult Caixa Econômica Federal for more details.

Additional tips:

• Check your payment voucher: Ensure that the FGTS amount deposited is correct.
• Pay attention to the extract: Access the FGTS app or the Caixa website to monitor your balance and deposit history.
• Doubts? Contact Caixa Econômica Federal or a specialist.

The value of FGTS depends on several factors, such as:

• Your salary: The monthly FGTS deposit corresponds to 8% of total salary For the majority of workers. For young trainees the rate is 2%, and for domestic workers 11.2% (8% monthly deposit and 3.2% related to early termination payments).
• work time: The longer you work, the higher your FGTS balance will be.
• Additional deposits: In addition to the monthly employer deposit, you can also make additional deposits into your FGTS account.
• Critical correction: Your FGTS balance is adjusted annually by: Savings rate +6%.
• he won: Every year you get FGTS EarningsIt is an additional income from your guarantee fund. The profit amount is added to each account in Fits average balance For the worker during the base year.