Banks licensed to grant loans through the National Program to Support Small and Micro Enterprises (brunambi) New funding will begin to be offered starting Wednesday (7).
In all, according to tax authorityAnd the 5.3 million companies are entitled to credit: 4.3 million are part of Simples Nacional and 1 million are outside the Simples Nacional.
Also, according to Revenue, companies that are entitled to new loans have been notified, and the submission of communications will be completed by next Thursday (8).
In the letter, the agency informs Code with letters and numbers for validation Data from banks, as well as total revenue figures for 2019 and 2020.
In all, the government calculates that loans through Pronampe could reach R$25 billion in 2021, down from R$37.5 billion registered in 2020.
In the new round of Pronampe, micro and small businesses will be able to obtain loans throughقروض Maximum interest rate of 6% per year plus Selic.
With the economy’s base interest rate currently fixed at 4.25% per year, interest can reach Bronambi 10.25% p.a..
- Deadline for the company to start repaying the loan: increased from eight to 11 months;
- Maximum finance tenure: Increased from 36 installments to 48 months.
In Pronampe, the company can borrow up to 30% of the total annual revenue Registered in 2019 or 2020 (whichever is greater).
The Minister of Productivity and Employment at the Ministry of Economy, Carlos da Costa, explained to TV Globo that the funding limit authorized by the Operations Guarantee Fund (FGO) is increasing as the bank frees up funds for small and micro businesses.
That is, the greater the volume of release of entrepreneurs, the more money the bank will have to lend under the Pronambi program.
This measure is intended to prevent banks from being too careful when choosing their customers and to prevent the funds available for loans from falling back.
“Friendly zombie guru. Avid pop culture scholar. Freelance travel geek. Wannabe troublemaker. Coffee specialist.”
