Between January and November 2023, according to data from central bankor pixel I set a record 15.3 trillion Brazilian reals Busy. This number could rise even higher.
This is because the monetary authority has an agenda of new tools that will be integrated into the payment method. Such as automatic discount and installment function.
Pix: See the features of the new payment method
automatic
In October of this year, Auto pixel. The function is similar to the well-known auto-debit function, where bills linked to a person's CPF number and account information are scheduled instantly.
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Automated Pix will be available to make payments for:
- public service
- Schools
- Colleges
- Gyms
- Apartments
- Social clubs
- health insurance
- Services flow
- News portals
- Subscription clubs
- Companies in the financial sector
There will be no auto pixelation Charging of individuals and availability in banks will be mandatory. Now for companies, This will depend on the agreement between the bank and the financial institution and whether the banks want to provide the service or not.
The decision
It will also be released to all users Scheduled pixel. The idea is that the user can schedule the date and time at which BAX will be sent to pay recurring bills, such as rent or allowances. In this case, it is aimed at individuals, while “automatic” is intended for companies, i.e. for making payments to legal entities.
Installments
Also on the agenda is PIX premiums — The name has not yet been defined by the Central Bank. The idea in this case is to work like a credit card: the consumer buys a product and pays for it in instalments. The monetary authority is still working to develop this function, but some… Banks Already offer the option.
* With Juliana Cafiero
Editor in Chief
He graduated in journalism from PUC-SP, specializing in international journalism. She is Editor-in-Chief at Money Times and has worked in newsrooms at InfoMoney, Você S/A, Você RH, Olhar Digital and Editora Trip.
He graduated in journalism from PUC-SP, specializing in international journalism. She is Editor-in-Chief at Money Times and has worked in newsrooms at InfoMoney, Você S/A, Você RH, Olhar Digital and Editora Trip.
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