The Federal Government recently announced the schedule of withdrawals under the FGTS (Fund Time in Service Guarantee) Birthday Withdrawal Method for 2024. The schedule allows workers to withdraw a portion of their funds annually during the Christmas month.
FGTS 2024 Christmas withdrawal calendar
For the year 2024, withdrawals are scheduled according to the worker’s month of birth. This means that a worker born in January, for example, will have the corresponding amount scheduled for that month withdrawn.
| Birth month | Withdrawal period |
| January | From January 2 to March 29 |
| February | From February 1 to April 30 |
| He walks | From March 1 to May 31 |
| April | From April 1 to June 28 |
| maybe | From May 2 to July 31 |
| June | From June 3 to August 30 |
| July | From July 1 to September 30 |
| August | From August 1 to October 31 |
| September | From September 2nd to November 30th |
| October | From October 1 to December 29 |
| November | From November 1 to January 31, 2025 |
| December | From December 2 to February 28, 2025 |
Understand the FGTS birthday draw method
The FGTS Birthday Withdrawal is a withdrawal method that allows selected workers to make an annual withdrawal of a portion of their funds held in the FGTS. This withdrawal takes place in the worker’s month of birth.
For those who choose this type of withdrawal, there are restrictions on withdrawal in the event of dismissal, with only a termination fine being allowed. However, it should be noted that there is a proposal from the Ministry of Labor aimed at amending this restriction.
Discussion about withdrawal rules for FGTS birthday
In the current structure, if a worker is fired, he or she is only entitled to a severance penalty, not the full FGTS credit. However, the proposal being analyzed by the Department of Labor seeks to grant the ability to withdraw the total balance of FGTS accounts to workers who have chosen the Christmas withdrawal option, beyond the severance penalty.
How to choose a Christmas withdrawal
To choose the Christmas withdrawal method, the worker must communicate his decision to the bank with which he has an account. This can be done through the FGTS application, on the FGTS website Box Or in any branch of the bank. When making your choice, it is important to be familiar with the rules of this withdrawal method.
Conclusion
Finally, the FGTS Birthday Withdrawal method appears as another withdrawal option for the worker, enabling medium-term financial planning. However, it is important to take the current rules into account to avoid possible unforeseen events.
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