FGTS withdrawal: a new group that could withdraw benefits

The birthday withdrawal method allows citizens to redeem a portion of the FGTS balance each year, starting with their birth month.

Workers who joined birthday loot From the Separation Compensation Fund (FGTS) and those born in July can already access their payments from Thursday (1). The Federal Savings Bank Today starts deposits for that group.

method birthday loot Citizens are allowed to redeem part of their balance in FGTS Every year, always from the month of your birthday. The amount is available for three months in the owner’s account. For those born in July, money will be available until September 30th.

It is indicated that the worker who chooses this method loses the right to withdraw FGTS fully upon termination. Therefore, the employer only releases a 40% fine in the event of unfair dismissal.

In addition, it is important to inform that membership is not mandatory, and can be made or canceled through the FGTS website or application, as well as in Caixa Internet banking or at a branch of the institution.

The value of a birthday withdrawal

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The amount awarded by Caixa to workers who receive the Christmas withdrawal is calculated based on the available balance in the worker’s Guarantee Fund accounts, with an additional fixed premium of up to R$2,900. see table:

Balance ranges in R $		Withdrawal rate		Additional plot
Up to 500.00 BRL	50%		_
De R $ 500,01 a R $ 1,000,00	40%		50 BRL
De R $ 1,000,01 a R $ 5,000,00	30%		150 BRL
5,000,01 BRL 10,000,00 BRL	20%		650 BRL
R$10,000,01 a R$15,000,00	15th%		1,150 BRL
15,000,01 BRL 20.000,00 BRL	10%		1,900 BRL
Above 200.000.01.000	5%		2,900 BRL

The loot birthday calendar for 2021

birth month	Withdrawal period
Janeiro	01/04 a 31/03
February	02/01/a 30/04
March	01/03 A 31/05
April	04/01 a 06/30
May	05/03 A 07/30
June	06/01 a 31/08
July	07/01 a 30/09
August	08/02 A 29/10
September	09/01 a 30/11
October	10/01 a 31/12
November	01/11 A 31/01/2022
Dec	01/12 A 28/02/2022