The federal government has brought the long-awaited news: Workers who joined in the memory of the looting FGTS He will be able to access the resources without having to wait 25 months.This change promises to make life easier for millions of Brazilians and bring greater flexibility in the use of the Fund's resources.
previously, The FGTS block affected all citizens with CPF numbers from 0 to 9.This is a great frustration, especially in times of financial need. This measure came as a relief and a cause for celebration for those waiting for the balance to be withdrawn from their End of Service Compensation Fund accounts.
What is FGTS Birthday Withdrawal?
Christmas withdrawal is a way for a worker to withdraw a portion of their FGTS balance annually.This option was created as an alternative to the traditional withdrawal, which is only carried out in specific cases, such as unfair dismissal. With the birthday withdrawal, a percentage of the balance can be withdrawn in the month of the account holder's birth.
However, when choosing to opt out of date of birth, workers faced a significant challenge: FGTS credit is blocked in cases of unfair dismissal. This has created dissatisfaction, with many ending up receiving only a termination penalty, without immediate access to the fund. But now, with the announced changes, this restriction will be removed.
What changes have been announced for Christmas Loot?
The federal government has already indicated several times its intention to end the FGTS blockade of workers who chose to walk out at Christmas.This change has finally been implemented, eliminating the need to wait 25 months to access resources, regardless of the worker's CPF.
Major modifications include:
- Instant access to FGTS balance
- End of ban in cases of unfair dismissal
- More independence for workers in using their money
These changes will allow workers, in the event of dismissal, to use the value of their FGTS immediately, making it easier to start over in a new job or enable investments in other urgent needs.
How to check FGTS balance?
For employees who wish to access information about their FGTS balance and perform other operations, FGTS app is the perfect toolThe application is available for mobile devices, and offers many features, such as:
- Check account balance
- Track deposit history
- Join or cancel the Christmas raffle
- Make inquiries about other withdrawal methods
The application makes it easy to control and manage resources, without the need to travel to an agency, providing more convenience for workers.
What is the economic impact of withdrawing from FGTS?
Service Time Guarantee Fund The FGTS was created to provide financial support to workers in the event of unfair dismissal or retirement. Over time, methods such as Christmas withdrawals have been implemented to provide more flexibility in using the fund.
However, the Christmas looting also brought challenges. The large volume of withdrawals has reduced FGTS resources available for investments in housing programs.and basic sanitation and infrastructure. Recently, the government announced an investment of $1 million FGTS In the Minha Casa, Minha Vida program, demonstrating the effort to balance resources and continue to support essential projects for the population.
Minister of Labor and Employment takes a stand
Minister Luiz Marinho spoke out against the anniversary of the withdrawal, arguing that the decrease in resources allocated to new investments and the long obstruction of workers' balances were a problem. He stressed that one of the alternatives the government is exploring is to replace this method with a special salary loan, which would provide a new way to access the fund.
Through these changes, the goal is to maintain the flow of resources for investment, while at the same time providing conditions that allow workers to use the resources. FGTS According to your needs. This will represent a balance between personal use of the fund and investments needed for the development of the country.
For more information about Christmas withdrawal and other types of FGTS, Workers can access the app. FGTS Or search for information on the official government website.
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