Hey The Brazilian Central Bank is preparing for a breakthrough with the launch of Pix Garantidoan innovation that promises to revolutionize the instant payment system, as it provides the option of paying in installments for purchases. This new method could become a suitable alternative to the traditional installment method through which credit cardsEspecially for high value goods.
It's still too early to get all the details on how this will happen pixel Guaranteed, but it is known that this service is carefully planned within the company's development agenda. pixelAt this time, no specific date has been set for its official launch, and no information has been released about any additional interest charges that may apply.
How will Pix Garantido work?
Hey PIX GUARANTEED It promises to make the way Brazilians make their purchases more flexible, allowing payment in instalments. Unlike credit cards, where… The limit is preset By the issuing bank, for use pix guaranteed It will be necessary for the customer to have the necessary amount in his current account, or to use Limit From your check, the latter is subject to interest charges.
What is known so far?
Although the information is still preliminary, some financial institutions have already begun offering methods similar to these. pixel Guaranteed, and works as a kind of process credit. However, each bank has its own rules for paying via installments pixelwhich can vary significantly between different institutions.
In parallel with this, central bank It also works on others. News for LexLike the Pix automatic and pix Recurring schedule, which will allow scheduling of automatic debit operations. These methods are similar in some aspects to pixel Guaranteed and we seek to provide more comfort and options to users of the instant payment system.
The effect of Pix on the consumer is guaranteed
- Offers an alternative to using a credit card for installments.
- It may include interest, similar to an overdraft, if the customer does not have the full amount;
- Strengthens the Pix system, already widely adopted for instant transactions;
- Democratize access to higher value purchases.
Briefly, pix guaranteed It has the potential to further expand diversity. pixel, consolidating the platform as an essential tool for payment and financing in the daily lives of Brazilians. We are waiting for more information from the Central Bank about this promising payment method.
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