What debt can be negotiated under the collective effort of the banks?

The second National Debt Re-negotiation Working Group is convening throughout the month of November in partnership with the Central Bank, Virapan, Agents And we will. In addition, the event brings together more than 160 financial institutions, allowing debt negotiation and various groups of Brazilians for financial guidance.

The purpose of the event is to help the consumer achieve the best negotiate Debt with banks. In this way, all people who have overdue debts with financial institutions can participate and benefit from the collective effort, but the debts under which the assets were granted will not be negotiated with a guarantee of repayment.

The project seeks to educate the Brazilian population about the risks of indebtedness, such as sera It indicates that there are 67.98 million negative people in the country. To enter into the negotiation request, the citizen can review the government website or the official page of the work team.

What debts can be negotiated?

The site informs that it is possible to request an agreement in the following cases:

Debt on credit cards, overdrafts, forwarding credit and other forms;
Overdue debts with banks or finance companies, with the exception of commodity contracts offered as security.

In this way, it will not be possible to request renegotiation of updated loans with repayment of installments. according to central bank, about 52.9% of household income in August was compromised by the indebtedness of the Financial System National (SFN). Thus, the task force’s goal is also to help these families improve their financial health, and therefore their standard of living.

In addition, it is necessary for the citizen to specify the amount that he can pay in the renegotiation in addition to the application entry. Thus, it is necessary to keep the amount agreed upon during the joint effort to pay the amount agreed upon between the person in hypothetical and financial.